Meet Yvette Papazian:
Registered Investment Advisor, Retirement Consultant
CEO, Southern California Retirement Council, LLC / Southern Arizona Retirement Council, LLC. CA lic. #0H77101
Yvette has been dedicated to serving retirees’ needs since 1999. She now proudly serves her clients in Southern California, as a Registered Investment Advisor, specializing in helping her clients understand and cover all aspects of a successful retirement plan.
Inspired to serve retirees and seniors after caring for her elderly grandmother until her passing, Yvette comments: "I didn’t know anything about anything when it came to availability of benefits and finances to help my grandmother. It was a very difficult time. After I lost her, I dedicated my time and efforts to learning all I could and providing that education to others. I started out as a Medicare and Social Security consultant, educating people on all the benefits that federal and state governments have to offer, and that grew into advanced education, and the ability to have a full-service retirement practice. If my clients retire with peace of mind, I’ve done my job well.
"My philosophy is that retirement can be likened to a puzzle, with many pieces needed to make a complete picture. Taxation, Social Security, Medicare, 401k / IRA, guaranteed income streams, and trusts or wills, are just some of the important pieces that need to be taken care of and addressed ahead of time. Special emphasis should be placed on examining taxation. A 401k/ IRA can be a ticking tax time bomb.
"How can you develop a retirement plan with income that you can rely on, that will be there when you most need it? With each year's increased longevity statistics, will you outlive your money? These and other factors need to be carefully addressed and handled in advance, if a successful retirement is to be obtained."
By dedicating her time and efforts to her individual, family, and business clients, Yvette has come to be known as a trusted advisor and family friend to her clientele.
"She showed us that the retirement we wanted was possible, when we didn’t think that it was. Our previous advisor said our goals were way out of whack in regards to what we had currently saved, and he had pretty much dashed our hopes. Yvette showed us a totally different road, and spelled it all out in a way that was clear and understandable. We are delighted to have found her." - William C.
"Our advisor actually fired us for not having enough money in our portfolio. This is how we were treated after years of paying this person fees upon fees and seeing little to no gains or benefits. We were bitter and had a bad taste in our mouths as regards the whole financial industry. We had the opportunity to meet with Yvette, and she not only took us on as clients, but refused to charge us any fees. She’s been a breath of fresh air, and a welcome new approach to our retirement planning." - Michael E.
Yvette settled in beautiful San Diego, where she cares for her elderly parents. A native New Yorker, Yvette enjoys traveling, and horseback riding. In 1998 she founded a non-profit organization for dog and horse rescue. She continues down to today, working for the care and betterment of animals.